Amazing that you be posting 2-3 years away from the time period of when to Pick Up a MORTGAGE.. ... Lets call it what it really is~!! Renting Money to hopefully pay the note off in the future.
Im amazed at what terms that throw arround the real-estate office.. ... No real training in what finacially makes sense.. 0 in What a real investor calls investing.. ITS ONLY JUST EMOTIONAL PURCHASE-- And you will be priced out forever..
Please, Investing for what negitive Cash$$$ flow....please....

give us some actual common sense OF WHY YOU BE POSTING THIS SOON.. ... Those Arms are in the process of HAVING THEIR SLEEVES ROLLED UP... Its a slow process that takes time- this isnt the time to call the end of this process in anything less than 24-48 months would be just to soon..
By this time the Local Car Lot might need some Closers~~ and whats your name, maybe a Used Prius would be in Order~~?.. that Car Lot Position might be gone as well, IF YOU DONT HURRY.